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Layers of Gold: The Story of Amina Wells

Layers of Gold: The Story of Amina Wells follows the inspiring journey of a determined young woman from Chicago’s South Side who rises from humble beginnings to become a self-made millionaire. Rejecting the traditional path, Amina builds her empire through real estate, education, and entrepreneurship—empowering women of color along the way. Her story is one of resilience, strategy, and legacy, proving that true wealth lies not just in money, but in ownership, impact, and generational change.

Apr 18, 2025  |   2 min read

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Nataisha Louis
Layers of Gold: The Story of Amina Wells
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Amina Wells was born in a two-bedroom apartment on the south side of Chicago, where the walls whispered stories of resilience, and the floorboards creaked with the weight of dreams deferred. Her mother worked two jobs-waitressing by day and cleaning offices at night,

while her father disappeared before Amina learned to speak his name. Life didn't come wrapped in bows or promises, but it came with lessons, and Amina soaked them in like rain.

By 12, Amina understood money in a way many adults never did. She knew how to stretch a dollar, flip garage sale finds into online profits, and charm corner store owners into discounts. But knowledge wasn't enough; she wanted power - the kind that only financial freedom could buy.

The First Move: Learning

After graduating from high school, Amina turned down a full scholarship to a local college. Everyone thought she was crazy. But Amina didn't want student debt shadowing her every step. Instead, she got a job as a receptionist at a real estate firm downtown, absorbing the language of wealth while answering phones and filing contracts. She listened more than she spoke, and in silence, she studied.

By 24, she had saved $18,000 and used it as a down payment on a duplex in a transitional neighborhood. She lived in one unit, rented out the other, and taught herself how to manage property through YouTube videos and hard-won mistakes. Pipes burst. Tenants quit. She cried some nights. But she never stopped.

Expansion: Building Streams

Amina didn't stop with one property. She scaled slowly - another duplex, then a triplex. She reinvested profits and stayed lean, still driving her old Toyota Corolla and cooking at home. In her early thirties, she started an online course teaching women of color how to buy their first property. It blew up on social media. She wasn't just building wealth - she was building a movement.

Then came stocks, then a clothing line inspired by her mother's vintage fashion taste. She called it "Legacy by Wells." It wasn't luxury; it was elegance grounded in purpose. Every label carried a quote from her mom, sewn into the seam like a secret.

Legacy: Wealth Beyond Money

By 40, Amina was a millionaire. But more than that, she had created jobs, mentored hundreds, and funded scholarships for young girls from neighborhoods like hers. She paid off her mother's mortgage and bought her a house with a garden - something her mother used to daydream about while folding laundry.

But Amina's proudest moment came during a quiet Sunday brunch when her 9-year-old daughter, Zoe, looked up from her scrambled eggs and said, "Mom, when I grow up, I want to own stuff like you."

Amina smiled, knowing that wealth wasn't just about money - it was about choices, about ownership, and about rewriting the story.

And in her story, every page was golden.

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